For Minor Damages
- For minor damages, LCR will quote you the repair costs and proceed immediately with repair works. You only need to pay LCR once the repairs are done and you’ve collected your car.
However, if your damages are very minor, you are advised to settle them as cash repairs so you can save on downtime and can start driving again in just a few days.
For Extensive Damages
- Submit an “Own Damage” claim as the repair costs will be high. In this instance, you will be liable for the Vehicle Damage fee of up to $3,240 (inclusive of 8% GST).
- In the event of a third party claim by the other party, you would also need to bear the insurance excess of $3,240 (inclusive of 8% GST).